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Intro Intro to the Liability Shift. On October 1, 2015, the way banks and processing networks handle certain types of fraud changed. In something called ‘the liability shift,’ the onus for some types of fraudulent charges can now fall on your business if you don’t use an EMV (chip card) processing device when buyers present a chip card.

The Importance of Understanding Liability Shift. The Successful Liability Shift is a cornerstone of modern e-commerce security. Both merchants and consumers have roles to play in ensuring transactions are protected. By understanding and participating in card enrollment requirements, we can all contribute to a safer online shopping environment.

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