M&t bank first time home buyer.

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Buyer’s agent fee not included, e.g., if buyer’s agent fee is 2.5%, seller will pay a total fee of 3.5%. Listing fee increased by 1% of sale price if buyer is unrepresented. Sell for a 1% listing fee only if you also buy with Redfin within 365 days of closing on your Redfin listing.

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Some first-time homebuyers need a little help. That's why we offer a loan option with flexible credit requirements. You can also use gifted funds from family members or government assistance programs to help with your downpayment.

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Buying your first home is probably of the most exciting adventures of your life. Going into the process armed with the knowledge you need can help make the process smooth and straightforward. Check out below for tips on what first-time home...

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